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Friday, December 2, 2011

Auto Insurance without Driving License and Cheap Auto Insurance

2:37 AM By

Acquiring car insurance without a license is theoretically possible. There are a number of firms that would provide cover in such a situation. To bring this about you will need to forgo the usual approach and instead seek out insurers that can meet your needs. To minimize confusion and the effort that is involved you should make it clear to the companies you contact that you are currently without a license.

This form of cover would in fact by a temporary solution. Most countries laws would dictate that for permanent cover you require a full license, but there are a few scenarios in which you would be able to get a policy without holding a drivers permit. For example if yours has been temporarily suspended due to a traffic violation an insurer may be willing to provide you the documentation that would allow you to legally drive a vehicle the moment your permit becomes valid once more.

Another situation in which the insurance can be availed when you do not hold the necessary documentation is if you have recently relocated to a new country and are yet to be given that nations driver's license. There can be a grace period in which you are given time to avail of the correct documents. It needs to be made clear that driving indefinitely without any license is strictly against the law.

Of course if you are currently learning to drive and do not hold a full license you will still need an insurance premium to get behind the wheel of your instructors car. In such situations you would be expected to provide proof to the insurer that you are undertaking a learner's course. The policy which is provided is likely to only offer cover for a limited period of time, typically three or four months.

With the cost of car insurance becoming more and more of an issue for the average American family, there are increasing numbers of people looking for cheap car insurance. But although it is possible to find cheap car insurance, the question remains, is it worth buying?

Everyone knows that car insurance companies are not all equal. cheap car insurance is wonderful when paying the bill, but make a mistake on the company you select and you could find that the cheap car insurance policy that you found may turn into a nightmare. Cheap car insurance may not turn out to be so attractive when making a claim.
So if you have found a discount car insurance broker don't just take the cheapest quote that you get. You need to find out a little about the insurance company that is offering the cheap car insurance rates.

And there's ways to reduce the cost of your car insurance even with the best of companies. Here are some tips for those looking for cheap car insurance to help reduce the cost of car insurance without compromising other things.


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